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Matthew Cole

Mortgage Loan Officer

Loan Program Spotlight

CalHFA - Dream for All

Great For First Time Home Buyers 

3 Easy Steps To Home Buying

Get Informed.

Buying a home is one of the largest financial decisions you will make and obtaining the right loan program is critical to your overall financial health.

Get Answers.

If you have questions — we have the answers. How much can I afford? Can I get help with a down payment? What are my loan options?

Get Pre-Qualified.

When purchasing a home, it’s important that you understand the difference between a “pre-qualification” and a “pre-approval”. Getting pre-approved will strengthen your negotiating power.
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Meet Matthew

Your Branch Manager

Matthew Cole loves being around his family. He is married to his best friend in the world and shares 6 beautiful children with her.

He loves spending time with them and watching them grow to be amazing individuals. The little weekend trips to Lake Tahoe, Santa Cruz, or Fort Bragg are the opportunities that he and his wife like to make with the family.




P: 530.682.4092

F: 800.720.8532 

NMLS: #633188

3 Steps To Buying
Meet Matthew
Featured Loan
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Loan Types


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FHA Special

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15-Year Mortgage

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30-Year Mortgage

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"This is our 5th time using Matt and each experience has been excellent. We will only use him, period. His responsive turnaround is so quick, it’s as though he’s responding before I hit send :)
This last refinance was seamless, professional and we always know we are in good hands, getting the best rate. We highly recommend Matthew Cole." 
- Rob W. | Refinance

"Matt and his team are fantastic to work with. Quick, communicates easily, and always gets the job done for clients. Great Partner to have and a great lender to have in your corner when buying a home."
- Desiree T. | Purchase 

"Fantastic lender, very helpful and professional and didn't just deliver what he promised but exceeded expectations!"

- Norm H. | Refinance 

Contact Me

Questions? Contact Me.

We are here to assist. Contact me by phone, email or via my social media channels.

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